Important Dates

Medicare Open Enrollment

Oct 15th – Dec 7th

Health Insurance Open Enrollment

Nov 1st – Dec 15th

Our Services

Loveland Insurance has partnered with nearly all insurance companies available in the state of Colorado, providing you with a wide range of coverage options to fit your needs and your budget.

Most insurance companies have very specific service areas or hospital networks, and to complicate it even more they each have their own list of covered prescriptions. The phrase: “not all insurance policies and companies are created equal” is more real today than ever.

Our agency strives to provide the best customer service for all our clients. We are always ready to help. We are also able to help you understand and obtain Tax Credits offered through the state Marketplace.

Bob and Gail are not only our owners; they have been married for 30 years and know how important it is to communicate clearly to get the best possible outcome. Insurance doesn’t have to be complicated.


Our Services

Get a Quote

You can call us at (970) 295-4510. We don’t offer health insurance quotes over the internet as there are typically a lot of things to consider (physician and hospital networks, prescriptions, medical needs, your budget, and so much more…). We want to consider all of your options, not just provide a cookie-cutter quote. A simple conversation with us can save you a lot of time and hassle. We have a NO SPAM GUARANTEE!

Additional Products

Aside from offering health insurance and Medicare solutions, we can provide dental, vision, hearing, final expense life insurance, accident coverage and travel insurance.

Additional Insurance Options

Dental Insurance

Dental insurance is a really good idea for anyone who has teeth. Our neighbor used to tell our kids, “You only have to brush the teeth you want to keep.” Well, you only need to insure the teeth you want to keep. To get a no-spam quote and apply, simply click the image below:

Delta Dental


Vision Insurance

Vision insurance is something you can truly benefit from if you wear contacts or glasses. The monthly premiums are low and the benefits far outweigh the cost of the insurance. Call us, we will gladly walk you through the cost and coverage and how it will be of benefit to you specifically. To get a no-spam quote and apply, simply click the image below:



Hearing Insurance

Hearing insurance is rare, but yes, we have it! Hearing aids are not cheap! There are discounts baked in some of the plan options. In addition we have supplemental coverage that costs about $500 per year and offers $2,000 in coverage. That is a really good ratio when it comes to insurance you purchase and KNOW you will use. Give us a call for the details. It is likely you will truly appreciate the savings. Hearing plans are specific to your location and require a bit of a conversation to be sure the policy will actually cover your needs. Call us to find out what is available in your area.


Accident Insurance

Accident Insurance is something our family has used and sees as an absolute necessity. What an accident insurance policy does is it reimburses you for your medical expenses that are incurred due to an accident. As an example, if you break your leg, you are likely to hit your maximum out of pocket on your medical insurance. For a few dollars more, you can have nearly all of that expense reimbursed directly to you. The only part that would be truly owed is the deductible you set on the Accident Policy. Our family’s accident deductible is $250 and the maximum reimbursement is $10,000. The cost for this policy is minimal, and we used it two years in a row! It has more than paid for itself. Click the image below to learn more!

National General Insurance


Travel Insurance

Travel Insurance is health insurance while you are out of your home country. The coverage options are amazing and are recommended any time you leave home. Whether you are traveling for fun, business or school, the coverage is really amazing for the actual cost. One of our clients commented:

“This health insurance covered two 70 year olds driving on the wrong side of the road on the opposite side of the planet. Made us feel secure should something happen.” Bill H. – Age 73

There is not a commitment until you pay for the policy, and you won’t be spammed. To get a quote click the image below:

WorldTrips Travel Insurance


Final Expense Life Insurance

Final Expense Life Insurance is vital to your family. You don’t want to saddle them with the high cost of end-of-life expenses. Life insurance is difficult to quote through email or internet. There are a lot of factors that affect rates, but we can typically offer something to just about anyone. Call us and at least find out what you may qualify for.

Customer Testimonials

Hear what our friends have to say about us

Bob and Gail are the best! They always take the time to answer my insurance questions and talk me through the process. They genuinely want to help. I’m really thankful that I found them!

Erin H.

Age 30

Bob is always ready to answer any questions and is very knowledgeable and helpful. I trust him implicitly!

Debbie B.

Age 68

Wonderful communication! Gail clearly laid out our options, was caring and kind, and full of information. Highly recommend!

Tarrie K.

Age 45

Gail is terrific. She has a great understanding of insurance and can efficiently negotiate the multitude of processes and red tape. Recently, I changed my mind on a Medicare Supplemental insurance provider and Gail was able to cancel the one provider and sign me up for the new provider in a 1-hour phone call. Could not have done this by myself. Thanks, Gail.

David Y.

Age 65

As always, Gail makes buying insurance fun and informative. Her knowledge about the insurance market makes our whole family feel confident in our insurance choices.

Rose E.

Age 56

Bob provided excellent information via telephone appointment. We felt well taken care of and our questions were answered professionally and accurately.

Mike R.

Age 72